CALL US NOW 08000 34 33 44 Home   About Us   FAQ   Contact Us In the last year, ABC helped 35,496 people find the right loan - whatever their circumstances! Frequently Asked Questions How does the service work? Secured or unsecured - which type of loan should I choose? I'm in a hurry to get my loan sorted out. How fast do you work? Do I have to accept a loan offer? Can you guarantee that I'll get a loan? How many 'matches' will ABC Loans.co.uk make for me? Do I have to go through lots of credit searches and checks? Do I contact the lenders - or do they contact me? What are your interest rates? How much money can I borrow? Do you keep my details confidential - or do you sell them on to other companies? What do I do if I forget my password? Do you make it difficult for customers to close their accounts? So far, so good - but I've still got some questions that you haven't answered in your FAQs. How does the service work? It's a no frills service. We simply use the power of the internet to match your completed loan application to the lenders who can help you best. The process takes just 10 minutes. And just a short time after that, you'll start receiving details of the very best deals currently available. Secured or unsecured - which type of loan should I choose? If you're a homeowner (or are paying a mortgage), then a secured loan against the value of the property is the most attractive option. This is because lenders know that, in the unlikely event that you are unable to keep up payments, the loan will be paid back using the equity in your property. Because of this, your loan represents a low risk for lenders, which means: · It's more likely that you'll be offered a loan · If you wish, you'll be able to borrow larger sums of money than possible with an unsecured loan · And you'll also pay a lower interest rate - significantly reducing the cost of your borrowing If you're a tenant or don't own a property, then an unsecured loan is your best option. These are ideal for small loans beneath £15,000. Because they represent a higher risk for lenders, however, they attract: · Higher interest rates than secured loans - increasing the cost of your borrowing I'm in a hurry to get my loan sorted out. How fast do you work? We're very efficient! The process follows three simple steps: · You complete the form and submit it to us (5 minutes) · We begin searching for the most suitable lenders (within 10 minutes) · You receive a response from lenders (very often within 1 hour) Do I have to accept a loan offer? No. You are under no obligation to accept any loan offer. Unless, of course, you're made an offer that you just can't refuse… Can you guarantee that I'll get a loan? No, we can't guarantee that you'll be offered a loan. We don't provide loans ourselves and we can't guarantee that our service will always find a solution for every loan requirement. But what we can guarantee is this. We guarantee that your loan application will be matched against the best lenders for your particular circumstances. It's then up to the lenders to respond with 'yes' or 'no'. How many 'matches' will ABC Loans.co.uk make for me? It's too early to say. But what we can say is that, once you've completed the form and we've submitted it, you'll probably be agreeably surprised by how many lenders respond! Do I have to go through lots of credit searches and checks? Credit searches are a fact of life these days. They are quite painless and not something to worry about. And anyway, one will only be carried out once you've actually applied for a loan - so there will be just the one search, not lots of them. Do I contact the lenders - or do they contact me? They contact you - which is convenient and easy. They'll either telephone you for speed or they'll email you What are your interest rates? Interest rates vary from lender to lender and from type of loan to type of loan. For your information, however, we have displayed some examples of APRs that our customers have received in the past. How much money can I borrow? There's no limit to the amount of money that you can apply for. However, it's in your and the lender's interests not to borrow more money than you can afford to repay. That's common sense… Do you keep my details confidential - or do you sell them on to other companies? Your details are kept entirely confidential and are only used for the purposes that you intend. That is to say, we only make your details available to lenders whose criteria match your loan application. We never sell on information! What do I do if I forget my password? No problem. Simply go to our LOGIN page, enter your email address and the system will send you your password within a few minutes. Do you make it difficult for customers to close their accounts? No, we make it very easy. Log-in to your account and simply select the button that closes your account. Job done! So far, so good - but I've still got some questions that you haven't answered in your FAQs. No problem. Just ask us by clicking here and sending an email. We've got nothing to hide! Typical APR 8.9%

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (**Sorry most gifts are not available on unsecured loans) PRIVACY ASSURED - We take client confidentiality very seriously. All information is 100% confidential. We NEVER sell our lists to 3rd parties. We NEVER divulge email addresses or personal information to anyone other than within the ABC / Home Loans UK finance and home shopping group, except lenders and other financial services companies in response to a finance application etc.